{"id":6155,"date":"2024-10-30T13:49:38","date_gmt":"2024-10-30T12:49:38","guid":{"rendered":"https:\/\/elmawkie.dz\/fr\/?p=6155"},"modified":"2024-10-30T13:52:09","modified_gmt":"2024-10-30T12:52:09","slug":"lalgerie-a-lere-numerique-euronews-souligne-la-revolution-du-paiement-electronique","status":"publish","type":"post","link":"https:\/\/elmawkie.dz\/fr\/lalgerie-a-lere-numerique-euronews-souligne-la-revolution-du-paiement-electronique\/","title":{"rendered":"L\u2019Alg\u00e9rie \u00e0 l’\u00e8re num\u00e9rique : Euronews souligne la r\u00e9volution du paiement \u00e9lectronique"},"content":{"rendered":"

L’Alg\u00e9rie, \u00e0 l’instar de nombreux pays, s’engage r\u00e9solument dans la r\u00e9volution du paiement \u00e9lectronique. Port\u00e9e par une dynamique entrepreneuriale florissante et soutenue par les institutions financi\u00e8res, cette transformation num\u00e9rique offre aux Alg\u00e9riens de nouveaux horizons. De la fintech aux banques traditionnelles, tous les acteurs sont mobilis\u00e9s pour r\u00e9pondre aux attentes d’une population de plus en plus connect\u00e9e et faciliter les transactions au quotidien. Et c\u2019es td\u2019ailleurs le sujet qu\u2019a choisi la chaine Euronews dans l\u2019une de ses \u00e9missions.<\/em><\/strong><\/p>\n

Dans son dernier \u00e9pisode, l\u2019\u00e9mission \u00ab Alg\u00e9rie Demain \u00bb diffus\u00e9e sur la cha\u00eene Euronews a mis en lumi\u00e8re la dynamique croissante du paiement \u00e9lectronique en Alg\u00e9rie. Ce changement, passant du paiement en esp\u00e8ces au num\u00e9rique, est marqu\u00e9 par une augmentation impressionnante des terminaux de paiement \u00e9lectronique (TPE) et des cartes de paiement.<\/em><\/strong><\/p>\n

Les chiffres parlent d’eux-m\u00eames. En 2022, le pays comptait 46,263 TPE, tandis qu\u2019en 2023, ce nombre a grimp\u00e9 \u00e0 53,191. Cette expansion des infrastructures de paiement est accompagn\u00e9e d’une hausse notable du nombre de cartes de paiement, qui a d\u00e9pass\u00e9 les 16,5 millions \u00e0 la fin de 2023. Ces cartes comprennent \u00e0 la fois les cartes interbancaires (CIB) et celles \u00e9mises par Alg\u00e9rie Poste, illustrant une adoption croissante des solutions num\u00e9riques par les Alg\u00e9riens.<\/em><\/strong><\/p>\n

Les statistiques du secteur r\u00e9v\u00e8lent une transformation radicale des habitudes de consommation. En 2022, plus de 2,7 millions de paiements avaient \u00e9t\u00e9 effectu\u00e9s via TPE, pour un montant total de pr\u00e8s de 19,3 milliards de DA. L\u2019ann\u00e9e 2023 a cependant marqu\u00e9 un tournant, avec un pic en d\u00e9cembre atteignant 401,389 transactions et d\u00e9passant les 3,1 milliards de DA. Au total, cette ann\u00e9e-l\u00e0 a enregistr\u00e9 3,9 millions d\u2019op\u00e9rations pour un montant sup\u00e9rieur \u00e0 31,5 milliards de dinars.<\/em><\/strong><\/p>\n

Le premier semestre de 2024 semble prometteur, avec une augmentation de 57 % du montant des transactions \u00e9lectroniques. Cette tendance ascendante souligne l’engagement du pays vers une \u00e9conomie plus connect\u00e9e.<\/em><\/strong><\/p>\n

C\u2019est pourquoi, le reportage souligne que le gouvernement alg\u00e9rien poursuit ses efforts pour moderniser l’infrastructure financi\u00e8re. Cette d\u00e9marche vise \u00e0 accro\u00eetre l\u2019efficacit\u00e9 et la transparence du syst\u00e8me de paiement, marquant une \u00e9tape essentielle dans la transition vers une \u00e9conomie d\u00e9mat\u00e9rialis\u00e9e.<\/em><\/strong><\/p>\n

L\u2019\u00e9volution du paysage des paiements en Alg\u00e9rie constitue ainsi un reflet des aspirations du pays \u00e0 embrasser pleinement la digitalisation, offrant un avenir prometteur pour le secteur financier.<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

L’Alg\u00e9rie, \u00e0 l’instar de nombreux pays, s’engage r\u00e9solument dans la r\u00e9volution du paiement \u00e9lectronique. Port\u00e9e par une dynamique entrepreneuriale florissante et soutenue par les institutions financi\u00e8res, cette transformation num\u00e9rique offre aux Alg\u00e9riens de nouveaux horizons. De la fintech aux banques traditionnelles, tous les acteurs sont mobilis\u00e9s pour r\u00e9pondre aux attentes d’une population de plus en …<\/p>\n","protected":false},"author":8,"featured_media":6165,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47],"tags":[88,467,405],"class_list":["post-6155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","tag-algerie","tag-euronews","tag-paiement-electronique"],"yoast_head":"\nL\u2019Alg\u00e9rie \u00e0 l'\u00e8re num\u00e9rique : Euronews souligne la r\u00e9volution du paiement \u00e9lectronique - El Mawkie<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/elmawkie.dz\/fr\/lalgerie-a-lere-numerique-euronews-souligne-la-revolution-du-paiement-electronique\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u2019Alg\u00e9rie \u00e0 l'\u00e8re num\u00e9rique : Euronews souligne la r\u00e9volution du paiement \u00e9lectronique\" \/>\n<meta property=\"og:description\" content=\"L’Alg\u00e9rie, \u00e0 l’instar de nombreux pays, s’engage r\u00e9solument dans la r\u00e9volution du paiement \u00e9lectronique. 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